Business Loans UK – Fast, Flexible Funding for Your Company

Running a business in the UK isn’t easy. You have suppliers to pay, staff wages to cover, stock to buy, and unexpected costs popping up at the worst possible time.

Get a decision within 24 hours

Access funds directly to your account

10 years worth of experience as a industry expert

OUR Features

We have better and more feature

Fast Mobility

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Term Loan

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Easy Experience

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Safe and protected

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Wordwide Locations

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One term fees

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Merchant Payment

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10+

More features

What Is a Business Loan?

A business loan is essentially an agreement between you and a lender. You borrow a set amount of money, use it for your business needs, and repay it over an agreed schedule. But not all loans are created equal. Traditional bank loans can take weeks of paperwork, meetings, and waiting — time most business owners simply don’t have.

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The Flexi-Loan Built for UK Small Businesses

Our most popular product is the Flexi-Loan. As the name suggests, it’s designed with flexibility at its core.

How it works:

  • Apply online in just 5 minutes.
  • If approved, you’ll receive a credit limit based on your business performance.
  • Withdraw only the amount you need — whenever you need it.
  • Repay on your schedule, with no penalties for overpaying or repaying early.

This model puts you in control. Instead of being locked into a rigid repayment plan, you have the freedom to manage your loan around your actual cash flow.

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LOAN CALCULATOR

Calculate and confirm your loans

Loan Calculator

Loan Term
Loan Amount
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Interest Rate
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Loan Duration
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Start Date
End Date
Total Amount

EMI Amount
Interest Payable
  • EMI Amount (Principal + Interest)
  • Interest Payable
  • Loan Duration
  • Your EMI Amount
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Loan types

We offer a wide variety of loans

Personal Loans

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Installment Loans

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Payday Loans

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Personal Loans

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Installment Loans

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About us

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At Banca, we’re using cutting-edge technology to transform the industry and deliver financial services that actually work for you.